If you own property without adequate insurance for buildings, contents, yourself and your family, then you are gambling with your future.
Everyone realises that a home, an investment property or business property must be kept secure from break-ins and damage from fire or other causes. Unfortunately even though we understand the value of deterrents such as fire and burglar alarms, we often fail to realise the value of insurance in its various forms until it is too late.
At Croft Mortgage Services, we offer competitive quotes on Buildings and Contents Insurance. These can also include accidental cover, Family Legal Protection and Personal Possessions Cover away from the home.
We also cover the investor offerings valuable landlords insurance. This insurance can be adapted to cover missed rental payments by tenants and cover should you need to instigate legal proceedings.
When reviewing the cover, have you considered these points when looking for a competitive quote.
- Are your Buildings and Contents over/under insured?
- Have you made any claims in the past 3 years? (Bigger discounts may be available)
- Is your home fitted with Door / Window Security Locks?
- Have you an approved alarm system?
- Are you part of a neighbourhood watch scheme?
- Have you reviewed your policy voluntary excess’s?
- Think about individual items of value in your home.; Are any of the items valued at more than £2500 each? Separate cover may need to be arranged.
- How much in value do you have in music downloads? Are they insured under your current policy?
Please call if you would like your current levels of cover reviewed. As your circumstances change over the years the type and level of covered should be reviewed at least on a yearly basis.
All Buildings and/or Contents policies will have exclusions. We will discuss this with you before we make a recommendation.
As with all insurance policies terms, conditions and exclusions will apply.
Please contact us for obligation-free advice.
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